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bunq

European digital bank with eco friendly features and travel friendly tools

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What is bunq?

bunq is the mobile bank built for people who live borderless. You get a sleek app, a full EU banking license, and multiple sub-accounts with their own IBANs. So, it's perfect for separating client payments, travel funds, and savings while you’re on the move. It’s subscription-based, so no hidden fees, and you can hold euros, earn interest, and track spending with built-in budgeting tools. Physical and virtual cards are included, and setup takes just a few minutes. For nomads in Europe, bunq keeps your money organized wherever you land.

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How Does bunq Work?

1

Open an account from your phone

2

Create sub accounts for budgets

3

Spend and save across currencies

Key Features

  • Multiple IBANs and sub accounts
  • Fast SEPA transfers
  • Travel oriented features
  • Insightful budgeting tools

Pricing

Free plan available

Paid from

$3.99/month

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Pros

+Great for EU based nomads
+Thoughtful budgeting and tools
+Fast account creation

Cons

Availability limited outside EU
Not ideal for frequent deposit or large cash withdrawals
No physical branches (online-only bank)
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Freaking Nomads, trading as Mountain Peak OOD, ul. Stefan Karadzha 10, 1000, Sofia, Bulgaria