Chime is the go-to for US-based digital nomads who want simple banking without the drama. You get checking, savings, and a debit card, all with no fees, no minimums, and early pay if your income’s on direct deposit. The app is clean, fast, and perfect if you live mostly in USD. SpotMe covers small overdrafts for free, and automatic savings helps smooth out the ups and downs of freelance life. It’s not built for international use, but for nomads who keep things stateside, Chime is effortless banking done right.